{"id":3519,"date":"2018-05-02T10:44:35","date_gmt":"2018-05-02T15:44:35","guid":{"rendered":"http:\/\/blogs.acu.edu\/coba\/?p=3519"},"modified":"2018-05-02T10:46:07","modified_gmt":"2018-05-02T15:46:07","slug":"personal-financial-planning","status":"publish","type":"post","link":"https:\/\/blogs.acu.edu\/coba\/2018\/05\/02\/personal-financial-planning\/","title":{"rendered":"Personal Finance Has Never Made More Sense"},"content":{"rendered":"<p><span style=\"font-weight: 400\">Personal Financial Planning (FIN 416) is an introduction to the methodology and discipline of personal financial planning. The class focuses on the comprehensive and ongoing planning process that seeks to quantify personal financial objectives. Dr. Kyle Tippens has taught Personal Financial Planning for several years. Tippens was personally motivated to teach this class because it covers a topic that he has always been interested in and researched. He had spent a lot of time talking with his colleagues about real-world financial matters that affected them and is always trying to figure out how to save for the future in the best way possible.<\/span><\/p>\n<div id=\"attachment_2882\" style=\"width: 235px\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-2882\" class=\"size-medium wp-image-2882\" src=\"http:\/\/blogs.acu.edu\/coba\/files\/2016\/04\/Kyle-Tippens-225x300.jpg\" alt=\"\" width=\"225\" height=\"300\" srcset=\"https:\/\/blogs.acu.edu\/coba\/files\/2016\/04\/Kyle-Tippens-225x300.jpg 225w, https:\/\/blogs.acu.edu\/coba\/files\/2016\/04\/Kyle-Tippens-112x150.jpg 112w, https:\/\/blogs.acu.edu\/coba\/files\/2016\/04\/Kyle-Tippens-768x1024.jpg 768w, https:\/\/blogs.acu.edu\/coba\/files\/2016\/04\/Kyle-Tippens-367x490.jpg 367w\" sizes=\"(max-width: 225px) 100vw, 225px\" \/><p id=\"caption-attachment-2882\" class=\"wp-caption-text\">Dr. Kyle Tippens, Professor<\/p><\/div>\n<p><span style=\"font-weight: 400\">In Personal Financial Planning, Tippens begins with what the Bible has to say about money. \u201cWe talk a lot about stewardship, giving, and what those mean for those who live a life called to Christ and practical ways to put those in practice,\u201d said Tippens. Students learn how to plan for themselves and about all of the seemingly-daunting financial decisions they will soon start to make. They learn about savings and checking accounts, budgeting, what insurance to buy or not buy, how to save for retirement, estate planning, and much more. Tippens wants students to understand that finances do not have to be overwhelming. Breaking it down into pieces helps to demystify finances and students often realize that it is not as complicated as people make it seem. \u201cStudents often describe this class as the learning-how-to-be-an-adult class,\u201d said Tippens. \u201cAt the bottom line, it is about how to be out in the real world and not be overwhelmed by all of the choices that will be available to you.\u201d <\/span><\/p>\n<p><span style=\"font-weight: 400\">Many students who have taken Personal Financial Planning have contacted Tippens after graduation and tell him how they have used materials from the class just weeks after graduating and feel more ready and prepared than most of their peers. Aric Wilson, a sophomore management major from The Woodlands, is currently taking Personal Financial Planning. \u201cI was amazed by how many everyday things that I will definitely need to know after graduation that I had no clue about,\u201d noted Wilson. \u201cThis class is about life and how to succeed in the future and I feel much more prepared for taking it.\u201d Wilson also appreciated how Tippens teaches the class using personal examples from his life and believes that the reason he gets so much out of the class is the way Tippens works hard to teach it in relatable ways. Even though there are so many practical topics that are thoroughly covered and explained in Personal Financial Planning, Tippens hopes that a student\u2019s biggest takeaway from the class is the importance of generosity, saving, and living beneath their means.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Another unique aspect of Personal Financial Planning that it has no prerequisites, which is very unusual for a 400-level finance class. \u201cRegardless of your major,\u201d explained Tippens. \u201cIf you focus on the class you will do well. There are no incredible math skills necessary.\u201d For this reason, Personal Financial Planning is a popular elective all around campus. Students of all majors have registered for the class to learn more about preparing for their future. Olivia Dahl, a senior biology major from Round Rock, took Personal Financial Planning because she wanted to be prepared to succeed financially, especially as she enters medical school soon. Dahl believes that this class is the most practical one she has taken during her time at ACU and would encourage others to take this class because it is an easy way to be exposed to important information. \u201cDr. Tippens made it easy and painless to learn,\u201d Dahl said. \u201cIt was obvious that he wanted to give us this information so that we could be prepared for the future. I would tell every student that has room in their degree plan to take this course.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400\">Personal Financial Planning is offered in both the fall and the spring. There are no class prerequisites but, to enroll, a student must have already completed 72 earned hours. The practical nature of the class and the dedicated, Christ-centered instruction from Dr. Tippens make Personal Financial Planning an invaluable class to students from every major at ACU.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Personal Financial Planning (FIN 416) is an introduction to the methodology and discipline of personal financial planning. The class focuses on the comprehensive and ongoing planning process that seeks to quantify personal financial objectives. Dr. Kyle Tippens has taught Personal Financial Planning for several years. Tippens was personally motivated to teach this class because it [&hellip;]<\/p>\n","protected":false},"author":14016,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[818,6633,2758,2750,6627,1],"tags":[],"class_list":["post-3519","post","type-post","status-publish","format-standard","hentry","category-academics","category-coba-faculty","category-college-decisions","category-current-students","category-faith-infusion","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/blogs.acu.edu\/coba\/wp-json\/wp\/v2\/posts\/3519","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blogs.acu.edu\/coba\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blogs.acu.edu\/coba\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blogs.acu.edu\/coba\/wp-json\/wp\/v2\/users\/14016"}],"replies":[{"embeddable":true,"href":"https:\/\/blogs.acu.edu\/coba\/wp-json\/wp\/v2\/comments?post=3519"}],"version-history":[{"count":7,"href":"https:\/\/blogs.acu.edu\/coba\/wp-json\/wp\/v2\/posts\/3519\/revisions"}],"predecessor-version":[{"id":3527,"href":"https:\/\/blogs.acu.edu\/coba\/wp-json\/wp\/v2\/posts\/3519\/revisions\/3527"}],"wp:attachment":[{"href":"https:\/\/blogs.acu.edu\/coba\/wp-json\/wp\/v2\/media?parent=3519"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blogs.acu.edu\/coba\/wp-json\/wp\/v2\/categories?post=3519"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blogs.acu.edu\/coba\/wp-json\/wp\/v2\/tags?post=3519"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}