It is important to note that facility and provider claims will NOT be automatically paid out of your HRA account as they have been in the past. In order for the provider or facility to receive payment, you must pay the provider using your Benny Card (or out of pocket) after you receive your bill and EOB.
The pharmacy is able to run your prescription as a claim with your insurance at the point of service. You should use yourBenny Card at the pharmacy to pay for your prescriptions.
If you exhaust the funds in your HRA, you will begin to pay out of pocket until you reach your deductible. Once your deductible is met, the plan begins to pay at 100% for in-network expenses.