Benefits Tip: HSA Account Balance

In order to keep your account active with HSA Bank, you must not allow your account to have a negative balance for more than 4 months or your account will be marked inactive. Once your account is marked inactive, you will have to contact HSA Bank to reactivate your account. ACU will not be able to deposit contributions while your account is inactive. If your account gets low or is at a zero balance, consider setting up a small payroll deduction per paycheck to avoid any issues.