Insurance life events, also known as qualifying life events (QLEs), are specific occurrences or changes in a person’s life that allow them to enroll in or change health insurance coverage outside of the regular enrollment periods according to healthinsurance.org. These events typically trigger a special enrollment period, giving individuals a chance to adjust their coverage to better fit their new circumstances. Common Qualifying Life Events:
- Changes in household size: Marriage, birth or adoption of a child, or death of a covered family member.
- Changes in employment status (Dependent or employee): Losing job-based health insurance or being laid off.
- Dependent Loss of other coverage: Losing Medicare, Medicaid, or CHIP coverage eligibility.
***Please Note*** You only have 30 days from your qualifying life event date to make changes. If you have any questions, please reach out to Human Resources at humanresources@acu.edu.